Humm gives you the flexibility to spread the cost of your purchase over time. It's fixed interest, easy to use and helps make small or big purchases more manageable.
FINANCING
Financing a Ryt Sauna.
Financing is available through humm Canada on approved credit (OAC), with terms from 6 to 48 months. Contact us for exact terms and costs.
Our free upgrade cash offer is for cash purchases only. Purchases that are financed don't qualify.
The information below is provided by humm Canada. humm is a separate company from Ryt Saunas. For questions about your financing application or agreement, contact humm directly.
Flexible Payment Plans with humm. Average of 9.99% OAC.
Shop today, pay over time with humm.
We've partnered with humm, a purchase financing provider, so you can get what you need now and spread the cost into affordable payments.
With humm, you can:
- Break your purchase into easy, budget-friendly payments
- Get approved in minutes. No hidden fees. No impact to credit score when you apply!
- Shop and choose a plan that works for you at checkout
How it works:
- Apply for humm: complete a quick and simple online application
- Make your purchase: Once approved, confirm your purchase and choose a payment plan that fits your budget.
- Enjoy your purchase
- Pay over time: our payments are automatically paid using your preferred payment method
Simple. Transparent. Flexible.
Make your purchase today with humm.
Frequently Asked Questions (FAQ)
Yes. humm uses industry-leading encryption and security standards to protect your personal and financial information.
When you apply with humm, we only perform a soft credit check to assess your eligibility. This type of check does not impact your credit score and will not appear on your credit report as a hard inquiry. A soft check allows us to provide you with a fast, accurate decision without affecting your credit health.
Your first payment must be made using a credit card or a Visa/Mastercard debit card. After your initial payment, you can update your repayment method to a bank account, if preferred.
To make this change, simply log in to your customer portal at shophumm.com and update your repayment details under your account settings.
To apply, you must:
- Be 18 years or older
- Be a Canadian resident
- Have a valid government-issued ID
- Provide a Canadian mobile number and email address
- Have an active bank account
We're here to help. For more details, visit shophumm.com/en-ca.